Tokens
Internal ledger-based tokens for payment settlement
Tokens in the xPayz Ecosystem
xPayz uses internal ledger-based tokens to represent value within the platform. These tokens exist only on the xPayz ledger and facilitate payment settlement between verified merchant and consumer accounts.
Tokens are not cryptocurrencies, securities, or publicly traded assets. They function as ledger entries representing fiat currency balances for the purpose of payment processing and settlement within the xPayz closed-loop system.
Token Disclosure: USXP and BRXP are internal accounting units on the xPayz ledger. They are not accrue interest, and cannot be traded or transferred outside the xPayz platform.
Availability and functionality vary by jurisdiction and are subject to regulatory approval and compliance requirements.
USXP
Ledger-based USD balance token for payment settlement within the xPayz ecosystem
Characteristics
Closed loop usage within xPayz ecosystem
Ledger based representation of USD value
Permission based movement between verified accounts
Not publicly traded or transferable outside platform
USXP represents USD value on the xPayz internal ledger. One USXP corresponds to one US dollar for settlement purposes within the platform.
BRXP
Ledger-based BRL balance token designed for Brazilian market settlement
Characteristics
Local settlement orientation for Brazilian market
Identity bound ledger movements
Controlled access and permissions
Jurisdiction specific availability
BRXP represents BRL value on the xPayz internal ledger. One BRXP corresponds to one Brazilian real for settlement purposes within the platform.
More Tokens
xPayz may introduce additional tokens to support payment settlement in other jurisdictions and currencies based on market demand and regulatory approval. Token expansion follows the same principles of closed-loop ledger operation, identity-bound movements, and permission-based controls.
Future token additions will be announced through official xPayz channels. Availability will depend on jurisdiction-specific regulatory assessment and compliance framework implementation.
Important Limitations
Important: Merchants and consumers must complete identity verification, comply with local regulations, and receive approval based on jurisdiction assessment before accessing payment and settlement features. xPayz reserves the right to restrict access based on regulatory requirements and compliance review.